2014 analysis of Zenith Bank and GT Bank Results
Ratios Zenith Bank GT Bank Remark Gross Income N 403,343,000,000 N 278,520,814,000 Zenith Better Capital Adequacy Ratio 15% 16% GT Better Permanent Asset/ Equity 13% 20% GT Better Equity/Loan Advances 32% 29% Zenith Better Classified Loans to Gross Loans 1% Classified Loans to Shareholders Fund 2% Income Per Employee Expenses Per Employee PBT Margin 30% 42% GT Better Return on total Asset (ROTA) 3% 4% GT Better Return on Equity 18% 26% GT Better Selling Rate 18% 16% GT Better Buying Rate 4% 4% Even Operating Expenses to Total Revenue 41% 34% GT Better Staff Cost to Operating Expenses 0% 0% PBT per Employee N 19,966,000 N