2014 analysis of Zenith Bank and GT Bank Results
| Ratios | Zenith Bank | GT Bank | Remark |
| Gross Income | N 403,343,000,000 | N 278,520,814,000 | Zenith Better |
| Capital Adequacy Ratio | 15% | 16% | GT Better |
| Permanent Asset/ Equity | 13% | 20% | GT Better |
| Equity/Loan Advances | 32% | 29% | Zenith Better |
| Classified Loans to Gross Loans | 1% | ||
| Classified Loans to Shareholders Fund | 2% | ||
| Income Per Employee | |||
| Expenses Per Employee | |||
| PBT Margin | 30% | 42% | GT Better |
| Return on total Asset (ROTA) | 3% | 4% | GT Better |
| Return on Equity | 18% | 26% | GT Better |
| Selling Rate | 18% | 16% | GT Better |
| Buying Rate | 4% | 4% | Even |
| Operating Expenses to Total Revenue | 41% | 34% | GT Better |
| Staff Cost to Operating Expenses | 0% | 0% | |
| PBT per Employee | N 19,966,000 | N 11,638,584 | Zenith Better |
| Gross Loans /Advance to total Asset | 46% | 54% | GT Better |
| Cash and Bank to Total Liabilities | 23% | 12% | GT Better |
| Gross Loan and advance | 68% | 78% | GT Better |
| to deposit liabilities |
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